For almost a decade, Vallibel Finance has been regarded with a high level of trust and confidence, as is evident in the year-on-year growth of our fixed deposits portfolio.
Providing you with the highest level of security for your fixed deposits, we guarantee the safe return of your fixed deposits. Furthermore, we strive to offer you the best fixed deposit options, in compliance with the regulations of the Central Bank of Sri Lanka, with attractive fixed deposit rates and a high return on investment.
Fixed Deposit Rates - Select Currency to view Fixed Deposit Rates AED CUST; CALL: 0.0000: 1wk( 7-29 days) 0.0000: 1m (30-59 days) 0.0000: 2m (60-89 days) 0. Fixed Deposit Rates - Select Currency to view Fixed Deposit Rates AED CUST; CALL: 0.0000: 1wk( 7-29 days) 0.0000: 1m (30-59 days) 0.0000: 2m (60-89 days) 0. Placing a Fixed Deposit with Commercial Bank will fetch you one of the most attractive rates-of-interest in the market. If you need to place a deposit for a short period of time at a higher interest rate, Call Deposits are the best option for you. Personal; Business.
Reasons to select our Fixed Deposits
- Your return on investment for the Fixed Deposits and capital is guaranteed
- Attractive Fixed Deposit Rates
- Pre-approved loan against Fixed Deposit and interest charged only on amount used
- Superior customer service
- Free investment advisory services
. The above Fixed Deposit Rates are indicative and subject to change based on the Central Bank Directions. Call us for more details on Fixed Deposits (+94) 11 4 393 133 (+94) 71 9 449 449. Enjoy flexible terms of 7 days to 5 years and overdraft facility. Interest Rate Dependent on amount/duration. Interest Payout On maturity. Currencies Available AED. Earn higher interest rates; Option to use the deposit as a security for Loan, Credit Card or Overdraft facility Track your deposits through Online.
| Period | Monthly | A.E.R | Maturity | A.E.R |
|---|---|---|---|---|
| 1 Months | - | - | 4.88% | 4.99% |
| 3 Months | 5.01% | 5.13% | 5.13% | 5.23% |
| 4 Months | 5.01% | 5.13% | 5.13% | 5.22% |
| 6 Months | 5.25% | 5.38% | 5.38% | 5.45 % |
| 1 Year | 6.67% | 6.88 % | 6.88% | 6.88% |
| 15 Months | 6.67% | 6.88 % | 6.88% | 6.82% |
| 2 Years | 7.38% | 7.63% | 7.63% | 7.36% |
| 3 Years | 7.84% | 8.13% | 8.13% | 7.55% |
| 4 Years | 7.84% | 8.13% | 8.13% | 7.29% |
| 5 years | 8.31% | 8.63% | 8.63% | 7.44% |
| Period | Monthly | A.E.R | Maturity | A.E.R |
|---|---|---|---|---|
| 1 Months | - | - | 4.88% | 4.99% |
| 3 Months | 5.01% | 5.13% | 5.13% | 5.23% |
| 4 Months | 5.01% | 5.13% | 5.13% | 5.22% |
| 6 Months | 5.25% | 5.38% | 5.38% | 5.45% |
| 1 Year | 7.14% | 7.38% | 7.38% | 7.38% |
| 15 Months | 7.14% | 7.38% | 7.38% | 7.31% |
| 2 Years | 7.84% | 8.13% | 8.13% | 7.82% |
| 3 Years | 8.31% | 8.63% | 8.63% | 7.98% |
| 4 Years | 8.31% | 8.63% | 8.63% | 7.70 % |
| 5 years | 8.77% | 9.13% | 9.13% | 7.81% |
* The above Fixed Deposit Rates are indicative and subject to change based on the Central Bank Directions.
Call us for more details on Fixed Deposits
(+94) 11 4 393 133|(+94) 71 9 449 449
Fixed Deposit
Piduma
- Super User
- Fixed Deposit
- 22305 Hits
Trust and assurance of a State Bank |
Higher interest rates in the market |
Most flexible customer service for your financial needs |
Free of charge interest transfer to any party you nominate in any Bank in Sri Lanka |
Loan facility against fixed deposit up to 80%- 90% of deposit value |
Nomination facility for one or more nominees |
Automatic renewal facility |
Ability to collect interest either on monthly basis or annual basis as your preference |
Ability to open and operate FD accounts individually or jointly with spouse or children |
Ability to open and operate FD accounts for short term, medium term or long term as your preference |
Senior citizens who are above 60 year of age |
Minimum deposit amount of Rs. 5,000/= | |||
Deposits can be placed for period of 01, 03, 06, 12, 24, 36 or 60 months. | |||
| Interest Payment methods | |||
|
Deposits Schemes
| Normal FD Scheme with SMIB | FD Scheme with SMIB for senior citizens. (Over 55 years of age) |
Duly filled FD Mandate. |
Know Your Customer form. (KYC) |
A copy of NIC/ valid Passport or Driving License along with original |
Address verification document when address is not confirmed from above |
e.g.:- Utility bill (excluding Mobile Bill) or any other acceptable document by the bank. |
Withholding Tax Declaration (if requested) |
| Duly filled FD Mandate. |
| Know Your Customer form. (KYC Form) |
A copy of NIC/ valid Passport or Driving License along with original of liable person/s. |
Address verification Document when address is not confirmed from above |
| e.g.:- Utility bill (excluding Mobile Bill) or any other acceptable document by the bank. |
Withholding Tax Declaration (if requested). |
A Certified copy of Business Registration & Certificate of Incorporation. |
A Certified Copy of Articles of Associations. |
Copy of resolution of Directors/ Committee regarding the opening of the account and authority for transaction duly certified by Chairman/ president & Secretary. |
| Duly filled FD Mandate |
| Know Your Customer form. (KYC Form for a parent or the guardian) |
| A copy of NIC / valid Pass Port or Driving Licensealong with original of a parent or the guardian |
| A copy of Certificate of Birth of the minor along with original |
| Address verification Document when address is not confirmed from above |
| e.g.:- Utilized bill (excluding Mobile Bill) or any other acceptable document by bank. |
| Withholding Tax Declaration (if requested). |
Suggestions
- We are highly appreciating your suggestions for a better service.
- 1922
- This email address is being protected from spambots. You need JavaScript enabled to view it.
Comments
Withholding tax is payable on interest earned as specified by the Department of Inland Revenue.
For more details contact SMIB Call Centre on 1922 or 011 772 2722 or visit your nearest SMIB branch.
Kapthura
- Super User
- Fixed Deposit
- 16971 Hits
Ndb Bank Fd Rate
Kapthura
Being the first government bank in Sri Lanka, SMIB provides 100% assurance for your deposits as we practiced for last 84 years while offering competitive interest rates for term deposits prevailing in the market.
| Trust and assurance of a State Bank |
| Higher interest rates in the market |
| Most flexible customer service for your financial needs |
| Free of charge interest transfer to any party you nominate in any Bank in Sri Lanka |
| Loan facility against fixed deposit - 80% - 90% for 5 years repayment period. |
| Nomination facility for one or more nominees |
| Automatic renewal facility |
| Ability to collect interest either on monthly basis or annual basis as your preference |
| Ability to open and operate FD accounts individually or jointly with spouse or children |
| Ability to open and operate FD accounts for short term, medium term or long term as your preference |
| Sri Lankans over 18 years of age can start individual or joint accounts |
Minors who are below 18 years of age can open a deposit only with a parent or other guardian. |
| Legally recognized or incorporated organizations. (E.g.:- Companies, Institutions, Unions, etc.) |
| Senior citizens who are above 55 year of age |
| Minimum deposit amount of Rs. 5,000/= | |
| Deposits can be placed for period of 01, 03, 06, 12, 24, 36 , 48 or 60 months. | |
| Interest Payment methods | |
| Interest will be paid at maturity for all types of deposits | |
| Interest will be paid at monthly only for deposits placed for 12, 24, 36, 48 and 60 months | |
| Up front interest is offered for FD (Only for special F.D. schemes as decided by the Bank) | |
| Kapthura | Piduma |
| Normal FD Scheme with SMIB | FD Scheme with SMIB for senior citizens. (Over 55 years of age) |
| Individual or Joint Fixed Deposit Holders (Kaptura or Piduma) |
| Duly filled FD Mandate. |
| Know Your Customer form. (KYC) |
| A copy of NIC / valid Passport or Driving License along with original |
| Address verification document when address is not confirmed from above |
| e.g.:- Utility bill (excluding Mobile Bill) or any other acceptable document by the bank. |
| Withholding Tax Declaration (if requested). |
Ndb Fixed Deposit Rates For Senior Citizens
| Duly filled FD Mandate. |
| Know Your Customer form. (KYC Form) |
| A copy of NIC / valid Passport or Driving License along with original of liable person/s. |
| Address verification Document when address is not confirmed from above |
| e.g.:- Utility bill (excluding Mobile Bill) or any other acceptable document by the bank. |
| Withholding Tax Declaration (if requested). |
| A Certified copy of Business Registration & Certificate of Incorporation. |
| A Certified Copy of Articles of Associations. |
| Copy of resolution of Directors/ Committee regarding the opening of the account and authority for transaction duly certified by Chairman/ president & Secretary. |
| Duly filled FD Mandate |
| Know Your Customer form. (KYC Form for a parent or the guardian) |
| A copy of NIC / valid Pass Port or Driving Licensealong with original of a parent or the guardian |
| A copy of Certificate of Birth of the minor along with original |
| Address verification Document when address is not confirmed from above |
| e.g.:- Utilized bill (excluding Mobile Bill) or any other acceptable document by bank. |
| Withholding Tax Declaration (if requested). |
Suggestions
- We are highly appreciating your suggestions for a better service.
- 1922
- This email address is being protected from spambots. You need JavaScript enabled to view it.
Ndb Fd Rates
Comments
Withholding tax is payable on interest earned as specified by the Department of Inland Revenue.
Ndb Fixed Deposit Rates
For more details contact SMIB Call Centre on 1922 or 011 772 2722 or visit your nearest SMIB branch.